Predictable Bill Coverage,Simplified
Subscribe to AutoFloat for predictable monthly bill coverage. Verify your car to unlock your limit, and we pay your biller in full while you pay it back in two, with zero interest and zero late fees.
Four steps from bill to paid
Your car and active insurance confirm who you are and set your limit. We never hold your title or place a lien.
Enter your VIN
We check the 17-character VIN against the national vehicle database.
Verify insurance
Add your policy and a photo of your card. We confirm it's active and in your name.
Upload a bill
Snap the statement and confirm the amount. You pay half once it's approved.
We pay the biller
We pay the full bill within one business day of approval. The other half comes out of your bank 14 days later.
One monthly price. No interest, no late fees.
Pay by bank or debit card and your membership is the only charge. Credit cards add $1.99 per payment. Cancel any time.
Plus
- Pay in 2 on any bill
- Up to 2 bills a month
- Due-date and payment reminders
- Pay installments early any time
Pro
- Everything in Plus
- Up to 3 bills a month
- Priority bill review
- Pay installments early any time
| Feature | Plus | Pro |
|---|---|---|
| Monthly price | $49.99 | $79.99 |
| Bills paid each month | Up to $500 | Up to $1,000 |
| Bills per month | 2 | 3 |
| Pay in 2, no interest | ✓ | ✓ |
| Bills paid within one business day | ✓ | ✓ |
| Move a payment if you need more time | ✓ | ✓ |
| Pay installments early any time | ✓ | ✓ |
| Due-date and payment reminders | ✓ | ✓ |
| Priority bill review | — | ✓ |
Do more with your membership
Pick any of these at checkout, or add them later. Each is billed monthly with your membership and you can remove it any time.
Net worth, cash flow, budget and goals for all your accounts.
Learn more →Rent reporting$9.99/moOn-time rent reported to the credit bureaus to help build credit.
Learn more →Credit monitoring$7.99/moCredit score and alerts when your credit report changes.
Learn more →Identity protection$9.99/moDark-web and SSN monitoring, identity theft alerts and restoration help.
Learn more →Privacy protection$9.99/moYour personal info removed from people-search and data-broker sites.
Learn more →The bills that show up every month
Your money and data, protected
You trust us with your bank, your ID and your bills. Here's how we keep them safe.
Bank linking runs through Stripe Financial Connections. We never see or store your bank login.
Encrypted in transit and at rest. Your SSN is stored encrypted, and we only ever show the last 4 digits.
We pay the landlord, utility or provider directly, so money can only go to the bill you uploaded.
Every member passes an ID and selfie check before any bill is paid.
We never sell your personal information or share it for advertising.
No password to steal. You sign in with a one-time code or a passkey, and you can sign out of every device from Settings.
Get paid in full when your customers pay with AutoFloat.
No fees for billers. We send you the whole amount by bank transfer.
Before you sign up
Does AutoFloat charge interest?
No. Your installments add up to exactly the bill amount. Your membership is the only charge, plus $1.99 per payment if you pay by credit card.
Why do you need my VIN and insurance?
A registered vehicle with active insurance in your name confirms your identity and sets your limit. We don't place a lien and never take possession of your car.
Who receives the payment?
Your biller does, within one business day of approval. AutoFloat pays the landlord, utility or provider directly.
What if an installment doesn't go through?
Your account is suspended right away, so no new bills, until the missed payment is paid. Your monthly limit stays the same. There are never late fees.
Can I cancel?
Yes, any time. Open installment plans keep running until they're paid off.
Ready to simplify your bills?
Join AutoFloat for predictable, stress-free bill payments.