Get started
No interest · No late fees · No lien

Pay any bill in two.Keep your car moving.

Upload a bill and we pay your biller in full. You pay half when it's approved and the rest 14 days later, with zero interest and zero late fees.

Get started →See pricing
Biller paid in fullNo hard credit checkMove a payment if you need to
Electric bill$240.00
Example
  • Biller paid in fullToday$240.00
  • Your first halfToday$120.00
  • Your second halfIn 14 days$120.00
Interest $0.00Late fees $0.00
How it works

From bill to paid in three steps

STEP 1

Verify your car

Add your VIN and active car insurance. That's what confirms who you are and unlocks your monthly limit.

STEP 2

Upload a bill

Snap the statement and confirm the amount. We check it and approve it.

STEP 3

We pay, you split it

We pay the full bill. You pay half now and half 14 days later, automatically from your bank.

Features

Built for the bills that can't wait

$0 upfront after 6 months

Pay on time for 6 months and you move to $0 upfront: half on day 7, half on day 14.

Up to $1,000 a month

Plus covers 2 bills and $500 a month. Pro covers 3 bills and $1,000 a month.

Never a lien

We verify your car to confirm who you are. We never hold your title or place a lien.

Pay early any time

Pay an installment early from your dashboard, by bank or debit card.

Pricing

One monthly price. No interest, no late fees.

Pay by bank or debit card and your membership is the only charge. Credit cards add $1.99 per payment. Cancel any time.

Most chosen

Plus

$49.99 /month
Up to $500 in bills each month
  • Pay in 2 on any bill
  • Up to 2 bills a month
  • Due-date and payment reminders
  • Pay installments early any time
Start with Plus
Higher limit

Pro

$79.99 /month
Up to $1,000 in bills each month
  • Everything in Plus
  • Up to 3 bills a month
  • Priority bill review
  • Pay installments early any time
Start with Pro
⚑ Every plan requires a verified vehicle and active car insurance before any bill is paid.
Questions

Good to know

Is there interest or a late fee?

No. Your installments add up to exactly the bill amount. Your membership is the only charge, plus $1.99 per payment if you pay by credit card.

Who receives the payment?

Your biller does. AutoFloat pays the landlord, utility or provider directly, in full.

What if an installment doesn't go through?

Your account is paused for new bills until the missed payment is paid. Your monthly limit stays the same. You can move a payment ahead of time if you know you'll need more time.

Do you check my credit?

There's no hard credit check. Your verified car and insurance confirm who you are and set your limit.

Products

More from AutoFloat

Spending insightsSpending insights sorts the transactions from your linked bank into categories, shows your monthly totals and trends, and puts your upcoming bills in one view.Learn more →Rent reportingRent is often your biggest bill, and it usually doesn't count toward your credit.Learn more →Credit monitoringGet your credit score every month, an alert when a new account or inquiry appears on your credit report, and access to the report itself.Learn more →Identity protectionWe watch the dark web for your personal information, alert you when it turns up, and connect you with specialists who help restore your identity if it's stolen.Learn more →

Your next bill, split in two.

Join AutoFloat, verify your car and pay your first bill.

Get started →View plans →