Help customers pay essential bills on time
Offer AutoFloat as a way to pay. Your customer pays half today and the rest later. We pay you the full amount, so there are no installments for you to track or chase.
Paying a bill yourself? Pay with AutoFloat
Get started in 3 simple steps
From application to your first payout. No changes to your billing system.
- 01
Apply online
Tell us about your business in a few minutes. We verify who you are and the bank account we'll pay into.
- 02
Share AutoFloat
Add a "Pay with AutoFloat" link to your invoices, late notices or billing portal. Members can also find you by name.
- 03
Get paid in full
When a customer's bill is approved, we send you the full amount by bank transfer and email you who it's for, so you can post it to their account.
A bill pay flow your customers actually finish.
From bill to confirmation in four steps. This is the same flow your customers see, on any phone or computer.
- Upload a photo or PDF of the bill
- Pay by bank, or by card (debit has no fee)
- Pay early any time, no interest
- Every screen in English and Spanish
Everything you need, at a glance
See every payment we send you, who it was for, and the details to match it up.
Why billers choose AutoFloat
Get paid on time without changing how you bill.
Fewer late payments
Customers who can't pay the whole bill at once can still pay it on time, instead of falling behind.
More bills paid in full
Instead of a partial payment, you receive the full amount owed on the bill.
Paid in one payment
You get the whole amount by bank transfer. We collect the installments from the customer.
No risk to you
If a customer misses an installment, that's ours to handle. The payment we sent you stays with you.
Reach drivers who need you
AutoFloat members pay rent, utilities, insurance and car repairs. They can find you by name when they upload a bill.
A team that answers
Our partnerships team helps you set up and answers questions about any payment.
We take the risk. You get paid in full.
From your customer's bill to money in your account, here's exactly what happens.
- STEP 1Day 0
Bill uploaded
Your customer uploads your bill and chooses AutoFloat.
- STEP 2Within 1 business day
Approved
We check the bill and the member, then collect their first payment.
- STEP 3Same day
You're paid
We send you the full amount by bank transfer and email you the customer's name and account number.
- STEP 4Every payment
Receipt
You and your customer get a confirmation number for every payment.
See what changes for you
Use your own numbers. Nothing here is a promise. It's a quick way to size the opportunity.
Estimate only, based on the numbers you enter. AutoFloat members can pay bills up to their plan limit ($500 on Plus, $1,000 on Pro).
Industries we work with
The bills drivers can't skip, from rent to car repairs.
- Rent & property
- Electric & gas
- Water
- Auto insurance
- Auto repair
- Phone & internet
- Medical & dental
- Daycare & tuition
Repayments that fit their budget
Your customers manage everything in the AutoFloat app, with reminders before every payment, so missed payments stay rare.
- Pay early or move a payment
Pay any time. If money is tight, they can move a payment up to 14 days.
- Reminders before every payment
By text and email, a few days before and on the day.
- Bank or card
Pay from a bank account or a debit or credit card.
Simple pricing: free for billers
No setup fee. No per-payment fee. Your customers pay for AutoFloat through their membership.
Partner
For any business that bills people.
- Paid in full by bank transfer
- No setup or per-payment fees
- Verified biller listing
- "Pay with AutoFloat" link for invoices
- Email support from our partnerships team
Custom
For high-volume billers.
- Everything in Partner
- Help adding AutoFloat to your billing portal
- Payout reports for your accounting team
- A named contact on our team
Everyday bills, split in two
A few examples of what AutoFloat members pay with Pay in 2. Half today, half 14 days later. No interest.
Questions, answered
How long does it take to go live?
Most billers can start the same week. We verify your business and bank account, then send you a "Pay with AutoFloat" link to add to your invoices.
Who takes on the risk if a customer doesn't pay?
We do. You're paid the full amount when the bill is approved. If a customer misses an installment, we work it out with them. The payment we sent you stays with you.
Do you check my customers?
Yes. Every member verifies their identity, vehicle and car insurance, and links a bank account or card before we pay a bill.
Can I customize the installment terms?
Not yet. Every bill is Pay in 2: half when it's approved and half 14 days later, with no interest. Members with a strong payment record can pay $0 upfront.
Do you ever pay us less than the bill?
No. We pay the amount owed on the bill in one payment. AutoFloat's fees are paid by the customer through their membership.
How do we receive the money?
By bank transfer to the business account we verify when you join. The transfer reference shows the last 4 digits of the customer's account number, and we email you a payment notice with their name, account number, the amount and our payment ID.
Tell us about your business
We'll reply within one business day.